Housing Development Finance Corporation (HDFC) PLC, established in January 2004, is the only specialized housing finance institution in the Maldives. HDFC is a privatized company with International Shareholders represented by the International Finance Corporation (IFC of World Bank Group), Asian Development Bank, and HDFC Bank Ltd. of India, jointly holding 51% of shares.

We are seeking a dedicated and detail-oriented Credit Officer to join our Credit Department.

Job Description

• Deliver accurate and comprehensive information to customers regarding available financial products and assist in the completion and submission of application forms.
• Assess the creditworthiness of clients by thoroughly analyzing their financial standing and evaluating their eligibility for financing facilities.
• Prepare and present well-analyzed credit applications to the credit committee, providing detailed recommendations for a decision.
• Address customer inquiries promptly and accurately, providing necessary information and clarifications to support their decision-making process.

    Job Requirements

• —Qualification in Business Administration / Management (Diploma / Degree level)
• —Work experience in the banking and finance sector will be an added advantage
• —Good analytical and decision-making skills
• —Should be an effectual communicator verbally and through writing skills
• —Ability to work under pressure
• —Competent with General Office Software

Salary:  Salary ranging from MVR 11,000 to 13,000, commensurate with qualifications and experience.

Other Benefits:

• Staff Health Insurance Plan
• Staff Loan Scheme
• Annual Bonus

Working Hours: The selected candidate will be required to work from 08:00 to 16:00 hrs from Sunday – Thursday.

Documents Required:

• Interested candidates are requested to submit application https://hdfc.com.mv/wp-content/uploads/2023/06/HDFC-Employment-Application-Form.pdf
• CV
• Copy of ID card
• Accredited and attested educational certificates
• Reference letters from current and previous employers
• Police report
• Any other supporting documents

Deadline for Application submission: On or before 27^th August 2024, 2:30 PM

Note: Only shortlisted candidates will be contacted for an interview.

Human Resource Department

Housing Development Finance Corporation Plc., 3^rd Floor,

Tel: +960 3334666; Fax: +960 3315138; email: hr@hdfc.com.mv